Health Insurance

Uni-Care has been providing travel insurance solutions for our students, for over 25 years. They understand the risks associated with traveling for study, work or holidays, and provide a range of insurance plans to cover you for the unexpected.

 

 

UNI-CARE VIA CROWN

Compulsory  travel and medical insurance
for international students

Having comprehensive medical and travel insurance is a mandatory requirement for all international students studying in New Zealand. It not only ensures you meet your study visa conditions, but also protects you from unexpected health or travel-related costs — giving you peace of mind while you focus on your studies.

What Your Insurance Must Cover (As per NZ Visa Requirements):

  • Travel to and from New Zealand, including before and after your studies.
  • Travel within New Zealand during your stay.
  • Medical care in NZ — including diagnosis, prescriptions, surgery, and hospitalisation.
  • Expatriation due to serious illness or injury, including travel costs for assisting family members.
  • Death-related costs — family travel, body repatriation, and funeral expenses.

Our Recommended Provider: Uni-Care

We work closely with Uni-Care, a trusted insurance provider that has supported international students, visitors, and travellers for over 25 years. Uni-Care offers a range of plans specifically designed for those studying in New Zealand, including the popular “NZ Student Plan.”

Visit the Uni-Care website to learn more

We can help you arrange Uni-Care insurance during your enrolment process. However, you’re welcome to explore other insurance providers — just ensure your policy meets all New Zealand visa requirements.

Pricelist

2 Weeks
NZ$133
1 month
NZ$163
2 months
NZ$221
3 months
NZ$275
4 months
NZ$332
5 months
NZ$389
6 months
NZ$446
7 months
NZ$502
8 months
NZ$559
9 months
NZ$588
10 months
NZ$644
11 months
NZ$697
1 year
NZ$752
13 months
NZ$811
14 months
NZ$870
15 months
NZ$930
Unicare reserves the right to change its fees at any time

Things You Should Know

Pre-existing Medical Conditions

Pre-existing medical conditions are not automatically covered. Cover may be granted upon application – if you have a pre-existing medical condition, please make sure you provide full details in your online application.
If you have already applied for your policy but the policy has not started yet and become aware of a pre-existing condition, please complete a Medical Declaration online to enquire about obtaining cover.

High-Value Items Need to be Specified

Your luggage is covered for up to NZ$15,000 in total, but individual items, sets, or pairs of items are limited to NZ$2,500 unless the items are specified and an additional premium is paid.

Where Will I Be Covered?

In addition to cover in New Zealand, the NZ Student Plan includes up to 9 days of transit cover from your home country to New Zealand. It also covers short visits (up to 31 days) to countries like Australia, Fiji, Cook Islands, Samoa, Tahiti, Tonga, Bali, and others.
If your visa changes from a Student Visa to another type, your Student Plan becomes invalid. You’ll need to switch to a Visitor or Australasian Plan.

NZ Student Plan Cover Summary

Uni-Care has protected international students in New Zealand for over 20 years. The NZ Student Plan is designed to help when things go wrong while studying far from home. It meets and exceeds the Education (Pastoral Care of International Students) Code of Practice 2021.

Please refer to the policy document for the full terms and conditions of this cover.

Medical Care

If illness or injury prevents you from completing your studies or participating in travel activities, the plan can reimburse your non-refundable costs.

Unexpected Return Home

If you suffer a serious illness or injury, the plan covers your qualifying medical treatment costs, including diagnosis, prescriptions, surgery, and hospitalisation.
It also supports family travel if they need to assist with your return home, or if an immediate family member becomes critically ill or passes away.

Loss of Deposit

If you’re forced to cancel your studies due to injury or illness, the plan can help cover non-refundable expenses and support you or your family during recovery.

Property

The plan covers up to NZ$15,000 for personal belongings. Items over NZ$2,500 must be specified to receive full coverage.

Personal Liability

If you accidentally damage someone else’s property, Uni-Care will manage the situation and cover the costs involved.

Rental Car Excess

The policy includes up to NZ$5,000 to cover rental car excess liability — helping you avoid unexpected bills.

Important: If you decide to arrange your own medical insurance, please ensure it covers the entire length of your visa and complies with New Zealand’s Code of Practice and pastoral care requirements.

Let's embark on this journey together!